Do you know much about your credit score?

15-05-2019 20:01 diva_2620#1


Do you know much about your credit score?

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In the UK, there's no uniform credit rating or score, and there's no blacklist of banned people. Each lender scores you differently and secretly. This means just because one lender has rejected you, it doesn't automatically mean others will.



Few top U.K sites:

https://www.equifax.co.uk/

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View your full Equifax Credit Report & Score
Get practical tips on how to improve your credit score
Protect yourself online with Equifax WebDetect



https://www.experian.co.uk/consumer/...dit-score.html

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Our score is the UK’s most trusted credit score – it’s made from the data used in most successful credit applications, so it gives you a good idea of how lenders are likely to view you



https://www.transunion.co.uk/consumer-solutions

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Get YOUR Personal Credit Report
Your credit report is like your financial passport. When you apply for credit, lenders will use it to make decisions about you based on the information it contains. A healthy credit report will better your chances of being approved for a credit card, a mortgage, a bank loan and many more credit-related products. The more you know about what's on your credit file, how it's used and what you can do to improve your credit rating or score, the more likely it is that you’ll get the credit you need at better rates.

15-05-2019 20:59 micklfc08#2
,I owe money to https://www.cabotfinancial.co.uk/ 8-)

Total b.s :|

:(

You’ve become a customer of Cabot because we've recently purchased your account. We're now responsible for helping you to manage it.

You may not realise just how many options you have to manage your credit commitments. Our team of Customer Consultants are here to listen to you and understand your situation.

Together, we can put together a plan of action for your future.

Get in touch today to start your journey to financial recovery:
15-05-2019 21:28 balti#3
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Originally Posted by micklfc08 »

,I owe money to https://www.cabotfinancial.co.uk/ 8-)

Total b.s :|

:(

You’ve become a customer of Cabot because we've recently purchased your account. We're now responsible for helping you to manage it.

You may not realise just how many options you have to manage your credit commitments. Our team of Customer Consultants are here to listen to you and understand your situation.

Together, we can put together a plan of action for your future.

Get in touch today to start your journey to financial recovery:



Debt collecting agencies buy and sell accounts to recover costs.

They appear to be a debt collecting agency.

It seems they purchased your account from someone..
You must have owned money to someone and they purchased your debt.
Gas, electric ?? Catalogues bills? Late payments on credit cards?


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Our mission
"Helping each and every customer to financial recovery."
It’s the focal point of everything we do. Our unique approach to credit management makes us different to other debt purchase companies. We’re friendly, flexible and always strive to understand our customers’ situation in depth before we begin to discuss repayment.

As our many satisfied customers will tell you, we know that everyone’s situation is different and we treat people as individuals. We offer a range of credit management solutions for every customer so they can repay what they owe, but not have to put their lives on hold while doing so.

Our history
Established in 1998, Cabot Financial is one of the most respected debt purchase companies in the UK. We have offices all across the UK in addition to our headquarters in Kings Hill, Kent. We help over 2 million customers manage their credit commitments.

We are part of the Cabot Credit Management Group, who are authorised by the Financial Conduct Authority, and are members of the Credit Services Association. We operate to the highest regulatory standards and take pride in the way we engage with our customers.

The interests of our customers and clients are at the heart of our business. We follow the Credit Services Association’s Code of Practice and Cabot Credit Management is a registered firm with the Lending Standards Board, committed to complying with the Standards of Lending Practice.

These codes and standards are supported by policies and controls that support fair outcomes for everyone involved.

https://www.cabotfinancial.co.uk/about-cabot-financial
23-01-2020 21:11 Harjy.Singh#4
I don't know mine